# Roof Material Detection for Accurate P&C Underwriting

## Challenge

Underwriting teams at a major insurance company couldn't distinguish between three-tab asphalt roof shingles and concrete roof tiles across millions of homes using legacy aerial imagery. Though similarly colored, a concrete tile roof can cost 2–3x as much to replace as asphalt, making accurate roofing material identification critical to pricing policies correctly.

## Near Space Labs' Solution

Near Space Labs provided high-resolution 7cm imagery, captured with consistent precision-tuned sun angles, enabling the insurance company to identify roofing material remotely with confidence.

## Outcome

The underwriting team accurately classified thousands of homeowner policies without field inspections, reducing costs and improving risk assessment accuracy.

The foundation for mission-critical analysis.